Tips for Buying Your First (or even second) Home

My husband and I bought our first house in 2013. A few years later, we are selling and about to move and to be honest, we’re not entirely sure where yet! One thing we know is that we are not rushing it this time, which brings me to the topic of discussion, tips on buying a home whether you’re a first timer, or not. Learn from my family’s experience as buyers and sellers. See also this interesting video with great tips:

1. Order your credit report (you’re entitled to one free credit report through all 3 major bureaus from Annualcreditreport.com). I recommend ordering your score as well. Check for any mistakes and dispute any discrepancies such as account information, addresses, payment amounts, etc. This will not only help you see where you stand with your credit but it will prevent any surprises later when the bank runs your credit. …

Investing In The Stock Market?

For about 15 years, I’ve had the pleasure of working in the financial services industry, with 5 of them being on the retail brokerage side. I wish I had a dollar for every time investors told me who they “listened to.” Don’t get me wrong, there’s nothing wrong with taking advice from others in regards to your investment needs, this is a personal finance blog after all. Nonetheless, the problem that can arise is when the advice is blindly followed and puts your investments at risk. This begs the question – who exactly should you listen to when it comes to investing?

Dangerous Talking Heads

I love watching CNBC. In fact, my young kids go crazy when I turn it on. While it shows a bit of my nerdy side, I will generally never take investing advice based off of the opinion of some talking head on the television. Why do you ask? It’s quite simple in fact – they’re there to get ratings and nothing else really. Their job is to sensationalize what is going on in the stock market, doing nothing but creating noise that can make it difficult to figure out what you should be doing with your money. …